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Retirement Planning

More and more people are looking forward to retirement as a challenge and an opportunity. The challenge is to maintain the lifestyle to which you've grown accustomed. The opportunity is to try new things, travel to places you've only dreamt of before, and indulge in the little luxuries you've earned after a lifetime of hard work. And, while new tax legislation has opened up new retirement planning options, it has also made planning for retirement more complex than ever before. In this section, you'll find information that will help you wade through the myriad of choices now facing you as an investor planning for retirement.

The topics presented here are merely general discussions of retirement planning and tax issues; they are very broad in scope, and are intended to serve only as basic guidelines and to stimulate discussion between you and your tax or legal advisor. None of the information here is a substitute for the qualified advice of such a professional.

  Topics Covered:
     
    Why You Should Start Today  
    How Much Will You Need to Retire Comfortably?
    Understanding Your Retirement Investing Options

    IRA's At-A-Glance

• Traditional IRA
• Roth IRA
• Simplified Employee Pension (SEP)
• Simple IRA's
• Keogh Plans
 
    IRA Rollover Opportunities

• Examining the Choices
 
    Traditional IRA vs. Roth IRA

• Understanding the Differences