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Mutual funds: Investing made simple, convenient and affordable
Today's investors
are faced with numerous investment choices. The variety of
products available seems endless, which can make choosing
an investment even more confusing. That is why many Americans rely on mutual fund professionals to
invest their money. Professional money managers have the experience,
knowledge, and tools to manage mutual funds based on a specific
investment objective. No matter what your financial goals
are, there is a mutual fund designed to meet it.
What is a mutual fund? A mutual fund is a collection of
securities owned by a group of investors. A mutual fund company
pools the money of many investors--its shareholders--for greater
buying power. This combined money is then invested on behalf
of all the shareholders. As a mutual funds shareholder, you
have the opportunity to receive benefits that may not otherwise
be available to you as an individual investor, such as:
All of these mutual
fund benefits, and more, are available to you as an investor
in the Huntington Funds. Why Invest in Huntington
Funds provides you with the potential advantages of choosing Huntington
Funds as your next investment. Let our Huntington Investment
Representatives assist you in selecting a strategy to meet your
unique financial goals.
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Professional
Management:
You benefit from the expertise of Huntington's professional
money managers who buy and sell securities based on up-to-the-minute,
sophisticated research and analysis. They understand the
complexities of the markets and assets in which they invest
and choose investment opportunities most consistent with
the fund's objectives. These professionals are dedicated
to monitoring market conditions and economic trends.
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Diversification:
Your money is spread among a wide range of securities
— 30, 40, or even more — which can help reduce overall risk. This helps
you from absorbing a loss in any one security. Most individual
investors simply don't have the resources to research
and invest in such a broad range of securities. You may
also diversify by investing across several different funds. Of course, diversification does not assure a profit nor protect against loss.
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Economies
of Scale:
Size can lower costs for mutual fund shareholders,
because management and trading costs are shared by all
the investors. On their own, the average investor would
find it difficult and expensive to build a diversified
portfolio. You can take advantage of having access to
professional money management and diversification, with
an investment as small as $100 per month with the Huntington
Funds.
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Choice:
Our Mutual funds offer a wide range of investment
options to match your financial needs today, and for the
future. Whether you desire a money market
fund*, the income of a fixed-income (bond) fund,
or potential long-term capital appreciation of a growth fund, Huntington
has a mutual fund designed to meet your goals. You may
even be able to reduce your tax bill by investing in a
fund that is designed to produce tax-free** income.
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Flexibility
and Convenience:
With a mutual fund, you are able to easily change your
portfolio as your needs change. Most mutual funds allow
investors to exchange between funds and redeem shares
throughout the business day. It's as simple as making
a phone call. With the Huntington Funds, you can automatically
transfer money between the fund and your bank account.
This automatic investment program allows you to set up
systematic purchases directly from your bank account.
Mutual fund investing is a convenient way to invest and
gives you easy access to your money.
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* An investment in a Huntington money market fund is not
insured or guaranteed by the Federal Deposit Insurance
Corporation or any other government agency. Although
the fund seeks to preserve the value of your investment
at $1.00 per share, it is possible to lose money by
investing in the funds.
** Income may be subject to the federal alternative minimum tax and state and local taxes.
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