Investor Education: Understanding Your Risk Tolerance: Investor Profile

 
 
Fund Fact Sheets
Prospectus
Summary Prospectuses
Annual Report
Semi-Annual Report
 

 
Why Invest
Setting investment goals
What is a mutual fund
Understanding risk and reward
What are asset classes
Value of asset allocation
Dollar cost averaging
Compounding
Value of a professional


 

The following investor profile, along with the help of your financial representative, will help you determine your risk/return profile and long-term strategy. Add up your points and refer to the next page to see which Huntington Asset Allocation Fund best suits your investing style.


 
What is the primary objective that best describes your investment goal?
To preserve my assets
To generate income from my assets
To generate income and grow my assets
To grow my assets

 
What is your investment time horizon?
Less than 3 years
3 – 5 years
5 – 10 years
More than 10 years

 
What is your current age?
Over 65
55 – 65
40 – 55
Under 40

 
Over the next 10 years, what is your expectation for future income from sources other than investments?
It will greatly decrease
It will stay the same
It will increase moderately
It will greatly increase

 
How long could you cover monthly living expenses with cash and liquid assets* you currently have on hand?
1 – 3 months
3 – 6 months
6 – 12 months
12 months or more
 
Which of the following statements best describes your reaction if the value of your portfolio was to suddenly decline by 15%?
I would be very concerned because I cannot accept fluctuations in the value of my portfolio.
If the amount of income I received was unaffected, the balance of my portfolio would not bother me.
I invest for long-term growth but would be concerned about even a temporary decline.
I invest for long-term growth and accept temporary changes due to market fluctuation.

 
What is your experience with investing?
Very limited or no experience with stocks and bonds
Some experience with stocks and bonds
Extensive experience with stocks and bonds
Very extensive experience with stocks and bonds, including riskier asset classes (small cap stocks, international stocks and bonds)

 
You have just received a substantial sum of money. How would you invest it?
I would invest in something with low risk and less return.
I would invest in something with moderate risk and moderate return.
I would invest in something with moderately high risk and moderately higher returns.
I would invest in something offering substantial returns even though it has a higher amount of risk.

 
  Total Points:

 
Scoring:

8 – 16 pts
Conservative Investor
17 – 24 pts Moderate Investor
25 – 32 pts Aggressive Investor


The categorization of investor styles in terms of the results of the quiz are simply suggestions for consideration. This material is not intended to replace the advice of a qualified financial and or personal advisor, investment professional or insurance agent. Before making any financial commitment regarding the issues discussed here, consider consulting with the appropriate professional advisor to determine risk tolerances and the suitability of various investments and asset allocations in view of your individual, financial, investment, tax, family and other personal considerations.